Prepare all ingredients by rinsing and draining the black-eyed peas, black beans, and corn.
In a large mixing bowl, combine the black-eyed peas, black beans, corn, diced red and green bell peppers, chopped red onion, minced jalapeño, and halved cherry tomatoes.
In a separate small bowl, whisk together the olive oil, apple cider vinegar, ground cumin, chili powder, salt, and black pepper.
Pour the dressing over the mixed ingredients and gently fold to combine.
Add the chopped cilantro and gently fold it into the mixture.
Cover and refrigerate for at least 30 minutes to allow flavors to meld.
Before serving, stir and adjust seasoning as needed. Serve with tortilla chips or as a topping for grilled meats.
Notes
Feel free to customize the ingredients based on your preferences. This dip is versatile and can be adjusted for taste.